Contact

Acquisition Cost

Matthew L. Ricci M.B.A

Published 1 year ago

Education on the true cost of home ownership for all consumers and realtors alike!
Egg Harbor City, NJ
"Access, advice and ease of communication"
– Richard Alan B.

5.0

Review Verified
Hendersonville, NC
"Matt was very responsive"
– Daniel W.

4.8

Review Verified
Groton, MA
"To much paperwork."
– Ramona S M.

5.0

Review Verified
East Providence, RI
"I felt rushed communication was horrible. I would never use this company moving forward."
– Jacqueline W.

0.7

Review Verified
Sicklerville, NJ
"Matthew communicated well with us and made the loan process as painless as possible."
– Rebecca L N.

5.0

Review Verified
Sicklerville, NJ
"Transparency in closing disclosure, quick rate lock."
– Kevin J N.

5.0

Review Verified
Daytona Beach, FL
"Matt was very communication. available 24/7. answered all my questions any time of day. got my deal done amazingly and smoothly with a quick close. even the title company said he was the best lender they've ever worked with. will definitely use again and recommend to others"
– Matthew B.

5.0

Review Verified
Haddon Township, NJ
"Matt was helpful with every step of the mortgage process. He was very easy to reach by phone and text message."
– Scott N.

5.0

Review Verified
Leicester, NC
"Everyone we dealt with at Churchill was extremely helpful. Matt went out of his way to check in with us regularly all the way through closing, making it much less stressful for us as first-time homebuyers. The rest of the team guided us through what is an unavoidably complicated process and made it as painless as it could possibly be."
– Cannon Mark D.

4.8

Review Verified
Haskell, NJ
"Thanks Churchill, Matt and his team for a great experience!"
– Joseph Gabriel G.

5.0

Review Verified
Warwick, RI
"Timely responses"
– Sarah B.

5.0

Review Verified
Warwick, RI
"Prompt and attentive to details"
– Kevin B.

5.0

Review Verified
Boxborough, MA
"Matt put in a great effort to make sure I was well informed about anything in his area of expertise every step of the way. He was courteous, very pleasant to work with, and made it clear that he had my best interests in mind from the start to the finish of my home purchasing process. I am unlikely to be in a position to be able to make recommendations to my peers regarding home purchases any time soon, but if I did have the opportunity, I would certainly recommend Matt and his team for a loan application."
– David G.

4.8

Review Verified
Manchester, NH
"Matt is professional, personable, responsive, knowledgeable, friendly, and an overall great person to work with. He worked so well as a key part of our stellar team to buy our house in this crazy 2022 market. This is our second time working with Matt and I'm sure it won't be our last. Our realtor loved him too and has already referred him to some clients of hers. Thanks so much Matt Ricci! Can't wait to work with you again in the future."
– Ryan Adam S.

5.0

Review Verified
Gastonia, NC
"Matthew was always available to help me throughout the home buying process. He made me feel valued and important. He was always forthcoming and answered all of my concerns. The process became overwhelming at times but Matthew did everything he could to help me to the finish line. Im so very grateful!"
– Rosalyn A W.

5.0

Review Verified
Pleasantville, NJ
"Matt and his team were very professional and knowledgeable with guiding the purchase of this property. Beyond the transaction, Matt and team were hospitable and patient with answer questions, waiting on documentation and streamlining the closing process. I will continue to use and refer Churchhill Mortgage."
– James S.

5.0

Review Verified
Turners Falls, MA
"Matt and the team is amazing. I was working with another lender prior working with Matt and I keep on getting push back. Matt is the only lender who actually took the time to listen to me and address my concerns and questions. Now I just got a house thanks to Matt and team!"
– Christian Kim Labati B.

5.0

Review Verified
Hamilton, NJ
"Smooth transaction. Very patient and took the time to answer all questions no matter how ridiculous they were."
– David R.

5.0

Review Verified
Estero, FL
"Matthew Ricci is absolutely outstanding. Extremely knowledgeable, pays attention to detail and extremely client focused. I recommend him extremely highly to any future clients."
– Louis Anthony D.

5.0

Review Verified
Estero, FL
"Matthew is the consummate professional on every level. His knowledge and expertise in the field made the mortgage process less stressful. Matthew and his team were always pleasant and approachable!"
– Ann D.

5.0

Review Verified
Fort Lauderdale, FL
"Matthew truly went above and beyond to help me close on my refinance."
– Anya B.

5.0

Review Verified
Mooresville, NC
"Fast and easy"
– Emily R N.

4.8

Review Verified
Winston Salem, NC
"Matt is very thorough, works fast and explains things very well. Makes sure i am doing what is best for me and my family."
– Brandon James B.

5.0

Review Verified
Franklin, NH
"I was given advice on which product would work best in my situation and Matthew was quick to get the process started once I made my decision. The whole team kept me updated on the status of my loan and if there was any further information needed. The whole thing was quite smooth."
– Lauren N C.

5.0

Review Verified
Seaside Park, NJ
"From the first phone call Matt was very concise and provided us with accurate information. Matt was available at every turn and very pleasant to speak with. He made us feel like we were in good hands. We had full confidence in him."
– Maura D.

5.0

Review Verified
Sussex, NJ
"Matt is just the best. It was nice that he gave us his personal phone number, and even talked to us after hours on his own time. He's so helpful and kind. 10/10 employee. Very nice to work with."
– David A.

5.0

Review Verified
Jackson, NJ
"Matthew was very responsive and helpful ."
– Laura Ruth S.

4.0

Review Verified
Bloomfield, NJ
"He helped my family and me on every step. He even helped us out on our budget which made it possible for us to offered our new home."
– Eddie R.

5.0

Review Verified
Lakeville, MA
"Everyone was very communicative. Explained different items throughout the process. Always available"
– Andrew L.

5.0

Review Verified
Cranston, RI
"Mr. Ricci is helping us very professionally refinance my mortgage. He is the man I'll recommend to my friends. Thank you,"
– Kyu Mee H.

5.0

Review Verified
Hopkinton, NH
"Matt and His team are great, made my home purchase a breeze, would highly recommend."
– Jared G.

5.0

Review Verified
Wilson, NC
"Thanks it was great making business with you"
– Cidia R.

5.0

Review Verified
Hamilton, NJ
"Matt made the process very simple. He did not hesitate to walk me through the process and even settle down all my anxiety."
– Jaime M.

5.0

Review Verified
Merrimack, NH
"Matt was encouraging and supportive every step of the way. He was efficient and responsive to all our needs and went above and beyond in each part of the process. Additionally, he cared about and championed our goals, always keeping our vision for the future in mind."
– Kyla S.

5.0

Review Verified
Winterville, NC
"Matt was quick to answer question and very know knowledgable. It made my second home purchase pleasant."
– Damon J B.

5.0

Review Verified
Wilson, NC
"Communication"
– Norman M.

5.0

Review Verified
Strafford, NH
"Matt was very helpful and answered all of my questions when I switched over to Churchill after a bad experience with another loan company. He made himself available for all my questions and was very kind."
– Megan B.

5.0

Review Verified
High Point, NC
"If there had not been an issue with the closing."
– Darrell P J.

4.7

Review Verified
Sarasota, FL
"Matt was there at every step and never let a thing fall between the cracks, despite as serious illness gong on at the same time."
– Robert A B.

5.0

Review Verified
Charlotte, NC
"Service was very professional and efficient"
– Angela S.

5.0

Review Verified
Leland, NC
"Our whole refinance was easy and went so smoothly. Great communication from Matthew!"
– Rachel K.

5.0

Review Verified
Somerset, NJ
"I would love a lower interest rate and no closing cost"
– Karen A B.

4.5

Review Verified
Hampstead, NC
"Professional, punctual, and good communication."
– William Nicholas R.

5.0

Review Verified
West New York, NJ
"Matt went out of his away to explain our options and inform our decisions-- he helped us understand, which in turn made us feel more confident in our final choice."
– Carlos Prio O.

5.0

Review Verified
West New York, NJ
"Matt was clear, patient, and enthusiastic throughout our home buying process. One of the most impressive professionals I have worked with over the course of my entire career."
– Alicia Jacobsen M.

5.0

Review Verified
Rindge, NH
"Matt, along with Grace and Terri, were great to deal with. Their fast friendly approach kept the whole refinance process running smoothly. Thanks so much! -Dane and Heather"
– Dane M S.

5.0

Review Verified
Salem, NH
"Speed! Precision! I never waited more than a few hours for a response and progress. Matt and his support team served me at the pace I move. Fast!"
– Donald K I.

5.0

Review Verified
Peterborough, NH
"Matt was almost always available and helped me stay on top of what I needed to get done. This is the second time I've worked with him."
– Lara I K.

5.0

Review Verified
Egg Harbor City, NJ
"This was an easy process. All questions that I had were always answered by Matt. I will definitely refer my family and friends to him for mortgage needs."
– Heidi G.

5.0

Review Verified
Maple Shade, NJ
"Lighting fast response times to any questions we had, even on weekends."
– Benjamin P.

5.0

Review Verified
Maple Shade, NJ
"We were able to get my husband with no credit score (not bad, just no credit), on the mortgage with me. Our realtor’s recommended mortgage guy would not put my husband on since he didn’t have a score."
– Melissa P.

5.0

Review Verified
Windham, NH
"The app and the team made document control and open items super easy to work with."
– Danielle M G.

5.0

Review Verified
West Caldwell, NJ
"The process was really smooth. Whenever I forgot something, Matt & team would send me kind reminders and would describe exactly what they needed from me."
– Danny S.

5.0

Review Verified
"Great guy, great professional"
– Brandon V.

5.0

Clinton, NJ
"Great advisor to my mortgage needs. My go-to guy."
– Timothy B.

5.0

Review Verified
Washington Township, NJ
"Matt was always available for questions and or concerns. Even at our closing he was available via telephone. There was an issue after closing and Matt helped smooth things out. Pleasure to work with."
– Rebecca P.

5.0

Review Verified
Bloomfield, NJ
"Always made himself available, answered questions and instilled confidence in us through the entire process."
– Kevin J.

5.0

Review Verified
Faison, NC
"Refinance process was moved through efficiently"
– Christopher Scot T.

4.2

Review Verified
Lee, NH
"We had some issues with the appraisal. Matt was able to work with us to fix them."
– Rebecca H.

5.0

Review Verified
Fuquay Varina, NC
"Good job matt"
– Michael Blake I.

5.0

Review Verified
Mebane, NC
"Matt did a really nice job of taking care of our family throughout the refinance of our home. It was always there to help guide us and explained every question in detail. Thanks Matt"
– Leonard Bryan K.

5.0

Review Verified
"Matt was great to work with!"
– Elizabeth H.

5.0

"Very responsive, helpful, thorough and professional."
– Jessica C.

5.0

Carthage, NC
"Matt moves with real speed. For a very slow process he made it very fast. If I could give him higher stars I would. I for sure think whatever Matt makes he should probably make 25 percent more. He educated me, kept me engaged and when I wanted to quit the process and go with someone else.. (no fault of his) I am nuts.. lol He was happy to call and just talk and educate me on the process and why certain things are the way they are. I will never work with another company or person for my lender needs thanks to Matt."
– Jamie Scott F.

5.0

Review Verified
Maywood, NJ
"Matt is very informative and responsive. Made the process a pleasant experience."
– Kevin F.

5.0

Review Verified
Merrimack, NH
"Attentiveness, quick response time"
– Leah M D.

5.0

Review Verified
Rochester, NH
"Matt does amazing work! He has the heart of a teacher & operates with integrity. He is very responsive & looks out for the homeowner’s best interest. Dave Ramsey needs to hear about this- Matt & his wonderful team at Churchill are the real deal & does Dave Ramsey proud 🇺🇸"
– Mary C.

5.0

Review Verified
Wake Forest, NC
"Matthew is prompt, professional and extremely helpful."
– Kevin K.

5.0

Review Verified
Nashua, NH
"The communication, the service and quick everything was made this experience great!"
– Cynthia E R.

5.0

Review Verified
Cumberland, RI
"Communication, speed, professionalism."
– Rene J G.

5.0

Review Verified
Exeter, NH
"Very helpful in an unusual situation."
– Louis J D.

5.0

Review Verified
Sparta, NJ
"Matthew Ricci is 10/10"
– Brandon S V.

5.0

Review Verified
Barrington, NH
"Very easy to work with made things fast and headache free"
– Keith A H.

5.0

Review Verified
Gastonia, NC
"Fast and easy"
– Tamara Lee C.

5.0

Review Verified
Barrington, NH
"We learned! Matt was so patient listening to our situation and what our goal was. He graciously explained each of our options and helped guide us in the right direction. He and his team were so pleasant and helpful, they could not have made the process seem any more stress free. Thank you!!!!"
– Jacqueline H.

5.0

Review Verified
Rockaway, NJ
"Matt was extremely helpful throughout the entire home buying experience for our family. In addition, he was extremely prompt and responsive to any questions/comments/ concerns or documents needed. Matt was extremely helpful with providing visuals and mathematical breakdowns to our mortgage range we were working within. My husband and I would absolutely recommend working with Matt to our family and friends who plan to buy their home in the future!"
– Rachel G.

5.0

Review Verified
Wake Forest, NC
"Matthew and his staff were very efficient and made this process so incredibly easy."
– Tonya K.

4.8

Review Verified
Chesterfield, NJ
"Excellent communication and quick processing."
– Sharon M E.

5.0

Review Verified
Kearny, NJ
"Matt made sure that we knew what was needed each step.of the way and kept in constant communication with us throughout the process."
– Elizabeth P.

5.0

Review Verified
Lebanon, NH
"Matthew did a great job of explaining the process to us as first time homebuyers, and the team was incredibly responsive"
– Anna Elizabeth K.

4.8

Review Verified
Branchburg, NJ
"Matt was truly transparent in all he conveyed through my refi process. Integrity and Honesty are what helped me make my decision to go with Matt and Churchill Mortgage"
– Lisa M.

5.0

Review Verified
Millville, NJ
"As a first time home buyer it was alot of paperwork and dealing with things I've never heard of before but i was able to ask questions and get understanding."
– Charles Thomas W.

4.2

Review Verified
Midland Park, NJ
"Being a first time homebuyer, we obviously had plenty of questions and Matt was always there for us. He is incredibly knowledge and makes you feel like family. I am very happy to have has him on our team during this process and would recommend him over and over again."
– Caroline S.

5.0

Review Verified
Raymond, NH
"He was very helpful and patient while we tried to gather the docs needed to complete the refi"
– Richard H.

5.0

Review Verified
Miami, FL
"Matt was always quick to reply and provide honest consultation. I felt he was looking out for me!"
– Charles T.

5.0

Review Verified
Lyndhurst, NJ
"Great customer service. Personal attention. Fast turnaround. Straightforward."
– Daena B.

5.0

Review Verified
Vineland, NJ
"Dude was good. Plus he texted back right away. Surprisingly a pleasant experience with never actually meeting him in real life."
– Robert M.

5.0

Review Verified
New Ipswich, NH
"Good communication and comfort. Matthew responded quickly to all questions and concerns."
– David G.

4.7

Review Verified
Pepperell, MA
"Easy to understand information. Answered questions quickly Closed Fast. Thank You"
– Karen A A.

5.0

Review Verified
Moultonboro, NH
"Everything"
– Jamie Jean B.

4.8

Review Verified
Rindge, NH
"Matt was awesome! He was there for us from start to finish. He and his team made for a excellent refinance experience. Thank you all so much! We really appreciate it. The Richards’"
– Eric T R.

5.0

Review Verified
Moultonboro, NH
"Matt helped us through the entire process and answered any questions we had."
– Justin B.

5.0

Review Verified
Pepperell, MA
"Matt made the process very easy and closed quickly."
– Robert E A.

5.0

Review Verified
Nutley, NJ
"Great rates. Honest. Worked with us on a plan that would work best for us."
– Jill K K.

5.0

Review Verified
Pleasantville, NJ
"Matt and his team were very professional and helpful during the entire process."
– James S.

5.0

Review Verified
Jaffrey, NH
"Matt always made himself available to answer my many questions and guide me through the process of securing a home loan."
– Michael N.

4.3

Review Verified
Jaffrey, NH
"Matt was easy to reach and great explaining all the details to first-time homebuyers"
– Hillary S.

5.0

Review Verified
Atco, NJ
"Everything was completed quickly and the process was very smooth would definitely use again"
– Patrick H S.

5.0

Review Verified
Mount Laurel, NJ
"No delays with my mortgage. Constant communication and very timely responses. Loan closed with NO issues."
– Knalidi Hinkson D.

4.3

Review Verified
Franklinton, NC
"Matt was available, helpful, and kind. I appreciated his prompt replies to me with answers to my questions."
– Hayden F.

5.0

Review Verified
Waretown, NJ
"Matt did great"
– Daniel N.

5.0

Review Verified
Neptune, NJ
"Matt was kind, helpful and very fast to respond to our questions."
– Michael D S.

5.0

Review Verified
Parlin, NJ
"From the beginning of refinancing until closing, I felt like the entire team of Matthew Ricci was doing their due diligence to make sure I was satisfied! Great job to everyone involved!"
– Jhonny S.

5.0

Review Verified
Jersey City, NJ
"What made this experience GREAT was dealing with someone who made me feel he cared. Matthew started the ball rolling on my refinancing within an hour of speaking to me on the phone. The customer service I received was on an entirely different level. I cannot express how happy I am to become a Churchill customer. Mathew and the rest of his team made it happen and I’m forever grateful. The only regret I have, is that my mortgage wasn’t with Churchill from the very start. However, as the old saying goes, “Better late then never”!"
– Sandra J A.

5.0

Review Verified
Cranston, RI
"Matt was excellent to work with. Friendly, responsive, honest, and prompt. Was a pleasure!"
– Allison R G.

5.0

Review Verified
Raleigh, NC
"Matthew took the time to explain things and walk me through the process."
– Bart C.

5.0

Review Verified
Mahwah, NJ
"Clear and constant communication by all parties"
– Sabrina S.

5.0

Review Verified
Weaverville, NC
"Matt was quick to respond to any questions or concerns that I had. He gave detailed explanations regarding my refinance options that helped me make the decision."
– Robert Bryan H.

5.0

Review Verified
Webster, MA
"Very responsive and helpful."
– Jenika Renee P.

5.0

Review Verified
Cherry Hill, NJ
"It was my first experience with Refinancing. Im not sure what the Home Loan Specialist could do."
– Brian F.

4.7

Review Verified
Hackensack, NJ
"Matthew always answered all my questions in a timely manner."
– Marta R.

5.0

Review Verified
Epping, NH
"Ir was quick and seamless"
– Paul F L.

5.0

Review Verified
Nashua, NH
"Matt helped us through the process of getting our first home. He was attentive, knowledgeable, and responsive. Highly recommend!"
– Rachel Elizabeth F.

5.0

Review Verified
Villas, NJ
"All questions always answers promptly"
– Richard E B.

5.0

Review Verified
Mount Pleasant, NC
"Very knowledgeable and willing to answer any question at any time of any day."
– Adam R.

5.0

Review Verified
North Kingstown, RI
"How he researched my background with collections and that helped my score"
– Joyce C F.

4.8

Review Verified
Rochester, NH
"Matt took the time to explain everything about the mortgage refinance process. He answered any questions I had promptly and was always very pleasant."
– Lori C.

5.0

Review Verified
Hope Mills, NC
"Matt Ricci made it great. Nuff said."
– Matthew T.

5.0

Review Verified
Webster, MA
"The staff’s patience, feedback, and guidance during this entire process!"
– Ronald Francis P.

5.0

Review Verified
Dallas, NC
"Knowledgeable truth"
– Roland C H.

5.0

Review Verified
Angier, NC
"Matthew was clear, patient, open, and honest with us throughout the entire process. He is trustworthy and made the whole process a whole lot easier and more pleasant."
– Bachir E.

5.0

Review Verified
Ramsey, NJ
"He had demonstrated and unwavering confidence in my ability to obtain the mortgage. His availability was perfect and his communication was excellent. I felt like I had someone in my corner every step of the way."
– Daniel C.

5.0

Review Verified
Goffstown, NH
"Matt went above and beyond to communicate quickly and helped position us as competitive buyers. Our offer ended up beating 11 other offers and Matt can be credited with helping us navigate the process to make the best offer possible."
– Sara B.

5.0

Review Verified
Linwood, NJ
"Matt took the time to work with us and patiently explained the benefits of the refinance in our case. He handled our initial objections professionally and without hesitation. He also got right back to us immediately any time we needed something clarified."
– Travis F.

5.0

Review Verified
Sandyston, NJ
"Always reaching out to us and keeping us on track. Always willing to explain everything"
– Seth K.

5.0

Review Verified
"Matt helped me obtain mortgage on my first home 3 years. He and his team helped tremendously to get our property closed."
– Peter T.

5.0

Kissimmee, FL
"We had couple of hiccups along the way (nothing to do with Matt and his team), and they were able pull through and get our closing done on time. I really appreciate Matt and his team's efforts."
– Peter Sheng T.

5.0

Review Verified
Northborough, MA
"Communication"
– Ervin K.

5.0

Review Verified
Rochester, NH
"Matt was helpful and informative. He was there for me with every little question or concern that I had."
– Steven T B.

5.0

Review Verified
"Matt and I have worked together on several transactions, and he’s been an absolute dream every single time!"
– Holly M.

5.0

Statesville, NC
"Very easy to work with. Great communication with fast responses to questions. Went above and beyond to get us the refinance package we wanted!"
– Jonathan S.

5.0

Review Verified
Port Murray, NJ
"Matt and the rest of the team is super understanding and communicative throughout the process. Our initial mortgage and now our refinance were processed quickly and efficiently. The estimates and walking through every aspect of each mortgage option was very helpful as well!"
– David L.

5.0

Review Verified
Manville, NJ
"Everything was easy and streamlined. Thank you!"
– Lisa C.

5.0

Review Verified
Ringwood, NJ
"Matt was very responsive and professional. Willing to take the time to answer all questions clearly and concisely."
– Stephen M.

5.0

Review Verified
Weare, NH
"This was our first home and Matt helped us from the beginning not only in falling in love with the numbers but also in learning all about the process. He walked us through every step of the process so that we knew exactly what was expected of us and what we could expect. We had a great first-time buying experience with Matt."
– Heino M.

4.8

Review Verified
Wood Ridge, NJ
"Matts clear, understandable, usable, guidence and instruction during our first time applying for a mortgage to purchase our first home was incredible and predictable which made us feel confident and secure to continue the process. Everything Matt told us happened exactly the way he said with absolutely no deviation everything was true and now because of his support We own a home and we're walking through that door with the first pleasant memory which was getting the mortgage from Matt and Church"
– Timothy J.

5.0

Review Verified
Somerset, MA
"We had been out of the housing market for many years, so a lot had changed. This was also our first home purchase in Massachusetts. Matt walked us through everything we needed to know and guided us towards a mortgage solution that best fit our financial situation. He also took the extra step of contacting selling realtors to affirm our financial position each time we made an offer - that was a huge benefit in this highly competitive market! We highly recommend Matt and Churchill!"
– Heather P.

5.0

Review Verified
Glen Gardner, NJ
"Value added advice and service provided from Matt and his team."
– Timothy B.

5.0

Review Verified
Spofford, NH
"Good communication and you walked us through our options well so we understood that we're are going."
– Jonathan D.

5.0

Review Verified
Township Of Washington, NJ
"Every person that I had the pleasure to work with was professional and pleasant during every interaction"
– Jane D.

5.0

Review Verified
Barrington, RI
"N/A"
– Kathleen E.

4.8

Review Verified
Barrington, RI
"Matthew was friendly and consultative throughout the entire process. As first time home buyers my wife and I really appreciated the level of service we got throughout."
– Erik J.

5.0

Review Verified
Johnston, RI
"Matthew and Grace they both were very professional and their knowledge helped, which made buying a home a easy process."
– Crisolita B.

5.0

Review Verified
Northborough, MA
"Matt was knowledgeable, professional and so helpful with our refinancing process. So grateful for him and Churchill Mortgage."
– Lisa B.

5.0

Review Verified
Ludlow, MA
"Matt made everything so easy. He was very responsive to any questions we had. Couldn’t have gone more smoothly!"
– Charles M.

5.0

Review Verified
Nashua, NH
"Matthew was there all the way down to the real beginning. Thank you."
– David E.

5.0

Review Verified
Warwick, RI
"Thank you"
– Michael A.

5.0

Review Verified
Bellingham, MA
"Matt made the process very easy."
– Farrah V.

4.8

Review Verified
Cranston, RI
"Matt was a pleasure to work with right from the start. Matt and his team executed seamlessly from start to finish. I would highly recommend Matt Ricci and Churchill mortgages for your refinance!"
– Peter A.

5.0

Review Verified
Cranston, RI
"Working with Matt was a great experience all around. He made the refinance process go effortlessly. Matt is professional and highly skilled in this field. He knew exactly what to do to get the job done. I would absolutely recommend Matt to all my friends and family!"
– Rita M.

5.0

Review Verified
St Johns, FL
"Matthew was so great to work with! He listened to our goals and gave us the best options to make those goals obtainable! The process from the application to the closing was so easy. The communication from the various departments during our refinance was second to none. I appreciate the honesty and transparency of the process, costs, and fees. I will definitely recommend Churchhill Mortgage and Matthew Ricci to family and friends!"
– Aaron M.

5.0

Review Verified
Rehoboth, MA
"Matt was great to work with, I could call or text anytime with questions. I would definitely recommend him to anyone needing a mortgage."
– Robert H.

5.0

Review Verified
Matthews, NC
"Matt was very easy to work with and explained the process simply. If I had questions he was quick to respond to my texts or emails."
– Alejandro I.

5.0

Review Verified
Emerson, NJ
"The whole loan was handled by Matt. I provided all the paperwork and he and his tram did everything else. One of the fastest and least troublesome refinance I've ever had. Matt is always available to answer any questions I may have and makes the while process easy."
– Ralph V.

4.8

Review Verified
East Longmeadow, MA
"Matthew wend above and beyond and made our refinance really easy for us.We recommend Matthew : )"
– Vyacheslav B.

5.0

Review Verified
Homestead, FL
"Matt and his team were a pleasure to work with. He was very clear in explaining the information. Matt was always available to answer questions no matter what time of the day."
– Dairis P.

5.0

Review Verified
Bow, NH
"Simply seamless."
– Timothy V.

5.0

Review Verified
Epping, NH
"Matt was great! We had the whole process started and ended in just a couple months. Very impressed!"
– Sarah A.

5.0

Review Verified
Charlotte, NC
"I received great communication and knowledge from Matthew and his team throughout the process."
– Blake B.

4.8

Review Verified
Egg Harbor Township, NJ
"Matt and his team were very helpful, knowledgeable and patient with me during the entire process. I’m currently recommending friends and family to Churchhill Mortgage."
– James A.

5.0

Review Verified
Southampton, NJ
"Matt has over 30 years of experience in the mortgage business and it shows! He does whatever takes to get you the best!"
– Walter B.

5.0

Review Verified
Southampton, NJ
"Matt is a fantastic individual to work with when acquiring a mortgage/refinance. He will do whatever ever he can to make the experience an easy one. We refer individuals to Matt all the time!"
– Patricia F.

5.0

Review Verified
Point Pleasant, NJ
"Worked very hard to make my mortgage refinance happen! Friendly group of people with excellent communication!"
– Darelle A.

5.0

Review Verified
Westfield, NJ
"Responsive, knowledgeable, and straight forward answers to all my questions/concerns helps to make this a smooth process."
– Michael R.

5.0

Review Verified
Pilesgrove, NJ
"Thanks for all of your help and the prompt answers to questions!"
– Benjamin L.

4.8

Review Verified
Lawrenceville, NJ
"Every person that worked with me through Churchill was very easy to talk and pleasant, especially Matthew. His friendly disposition made it easy to get through the initial experience . I found this whole process super fast, easy and smooth !"
– Debora E.

5.0

Review Verified
Bernardsville, NJ
"Exceptional advice, awesome service and quick turnaround. A pleasure to work with Matt Ricci and the Churchill team."
– Timothy B.

5.0

Review Verified
Beverly, MA
"Matthew made this process easy and painless. It was a great experience!"
– Bethany A.

5.0

Review Verified
Manalapan, NJ
"Matthew was so helpful and always available. He made sure we knew all of the available options and he was able to tailor a plan to our unique situation. Any time we had questions he got us answers even after hours and on the weekends. It was a pleasure doing business with Matthew and I wholeheartedly recommend his services."
– Joseph P.

5.0

Review Verified
Manahawkin, NJ
"Matt always goes above and beyond to help his customers. Excellent communication."
– Joshua J.

5.0

Review Verified
Derry, NH
"The experience was night and day compared to when we processed our first loan with our previous agency. Matt and his team were easy to communicate with and made the transition with very little stress to our family. Big thank you to Matt and your team!"
– Joshua H.

5.0

Review Verified
Derry, NH
"."
– Kayla H.

4.5

Review Verified
Manchester, NH
"Matt and his team were great to work with and made not fun process not too bad."
– Jason R.

5.0

Review Verified
Rochester, NH
"Matt is very professional, prompt, and knows his stuff. He helped our mortgage refinance go through smoothly. Thanks Matt."
– David M.

5.0

Review Verified
Whitman, MA
"The communication by far!"
– Alice S.

5.0

Review Verified
Holyoke, MA
"Matthew and his team made the process of refinancing a painless one. They answered all our questions promptly and walked us through each step, answering all our questions promptly. The only "issue" we encountered was that the documents sent to the lawyer for closing did not have updated information causing a delay in signing. Otherwise, every was professional."
– Maricruz R.

4.5

Review Verified
Ventnor City, NJ
"Professional, friendly, efficient, timely, accurate, honest, accessible. Could not have been better. A blessing."
– John R.

5.0

Review Verified
Jaffrey, NH
"Sound advice. Easily reachable. Open to answering any questions that popped up. Great personality."
– Joshua B.

4.8

Review Verified
Raleigh, NC
"Matthew was a pleasure to work with. He was very helpful with explaining in detail the refinance loan options available to me, which helped me to make the best decision for my situation. He also communicated well in ensuring that I understood the application and approval process for refinancing my home. Thank you, Matthew, for a great experience!"
– Rachel T.

5.0

Review Verified
Greensboro, NC
"Matt looked out for me and made sure I understood what my options were every step of the way. He definitely set me up for success and I’ve been telling everyone I know who mentions they’re looking at homes that I have a great guy who handled my loan. 10/10 for sure"
– Eric T.

5.0

Review Verified
Rochester, NH
"Responsive and timely communication. We appreciate his honesty and integrity and the prompt attention from the team."
– Alane M.

5.0

Review Verified
Thomasville, NC
"Everyone was friendly, quick, personable, and efficient. If I emailed a question, someone called me in minutes. I am thankful refinancing was so easy."
– Eric M.

5.0

Review Verified
Maggie Valley, NC
"I know we live in a COVID world today, however I personally miss the human interaction. Thats all!"
– Dwayne H.

5.0

Review Verified
Clyde, NC
"Great communication, quick responses, made the whole process smooth and simple."
– Andrew H.

4.8

Review Verified
Cranston, RI
"He supported us through the process and made sure we were prepared. A great experience and we will recommend him to all our friends."
– Michael F.

5.0

Review Verified
Jacksonville, NC
"The entire team was friendly, answering any questions thoroughly and promptly. I never had follow up to see if they were getting things done. They were on me to make sure I was staying on track. Great job guys!"
– Steven L.

5.0

Review Verified
North Conway, NH
"Mr. Ricci was very professional and he was great and dealing with my concerns. I have already recommended him to a friend."
– Grant V.

5.0

Review Verified
Merrimack, NH
"Thank you"
– Laura E.

5.0

Review Verified
Niceville, FL
"Thank you to Matt and the team. Efficient and smooth process!"
– Michael J.

5.0

Review Verified
Mount Laurel, NJ
"The process so quick!!! Matt and his team always there to answer question and help me through the process. I never thought it would be that easy. Great job!!!"
– Maurilio D.

5.0

Review Verified
Merrimack, NH
"Matt is good at making you feel like a friend more than just a transaction"
– Michael J.

5.0

Review Verified
Hawthorne, NJ
"The process was smooth and very organized."
– Zoe B.

5.0

Review Verified
New Port Richey, FL
"He did a super job in finding me the lowest rate! I couldn't ask for better. And will be forever grateful for his advice in this matter!"
– Douglas M.

5.0

Review Verified
Derry, NH
"We had more problems than you could imagine. Every thing would go smoothly and then a problem would rattle everything. No one did any thing wrong, it was just more problems than you could possibly even Imagine. How ever, Matt stuck with us, helped correct the issues and we reached a satisfactory conclusion. This was not the norm, but we got through it with his assistance."
– Joseph D.

4.7

Review Verified
Berkeley Heights, NJ
"Great communicator. Always available. Got back quickly with answers."
– Stephen J.

5.0

Review Verified
Barrington, NH
"Working with us on a couple of challenges from our past. Matt and his team was very professional and honest. My wife and I would recommend to anyone."
– Daniel P.

5.0

Review Verified
Harrisville, RI
"Great rate, great service. The app was very easy to use to upload all the documents."
– Brian L.

5.0

Review Verified
Sturbridge, MA
"Constant attention to detail and continuous feedback by all involved"
– Stephen D.

5.0

Review Verified
Hancock, NH
"Great experience"
– Eric A.

5.0

Review Verified
Boonton, NJ
"Matt is a pleasure to work with. Extremely responsive. Very thorough. And makes everything extremely easy to understand and make the process smooth. Can't recommend him enough."
– Richard C.

5.0

Review Verified
Wilmington, NC
"Matt was timely with info and was always Available when we had questions. The experience was easy and painless"
– Sabra S.

5.0

Review Verified
Strafford, NH
"Made the process easier than I thought was possible. Thanks Matt!"
– Joshua S.

5.0

Review Verified
Bloomfield, NJ
"Informative, personable, fast and efficient...Matt is always a pleasure to work with. Thank you."
– Joshua L.

5.0

Review Verified
Hillsborough, NH
"Everything went great with our refinance. I have recommended Matt Ricci to several people."
– Stephen G.

5.0

Review Verified
Yarmouth Port, MA
"Insanely responsive-- answers every call and text immediately! He was a great guide through the process of buying! Thanks Matt!!"
– Andrew V.

5.0

Review Verified
Warwick, RI
"Matt was very helpful!"
– Daniel S.

5.0

Review Verified
Verona, NJ
"Matt was very helpful and easy to work with through the whole process. He was great at communicating what needed to be done and completed everything in a timely manner. He also gave us the assurance we needed to buy our first home!"
– Patrick L.

5.0

Review Verified
Londonderry, NH
"Easy process, everyone involved emailed back promptly and everything was fully explained. A really great experience!"
– Laurie G.

5.0

Review Verified
Londonderry, NH
"From the beginning, Matt was engaged, answering our questions and ensuring that we did what was best for us in our situation. Matt is a true professional with right demeanor, attitude and proactiveness to help."
– Mark H.

5.0

Review Verified
Strafford, NH
"I had a very positive experience working with Matt! He answered all of our questions promptly and was easy to reach/accessible. Matt was honest and clear about the mortgage process and was very accurate with the estimates and timeline he provided given our situation. The mortgage process can be overwhelming at times, but I truly felt we were ‘taken care of’ by all the employees at Churchill Mortgage! Top Notch Customer Service!"
– Angela S.

5.0

Review Verified
Woodstown, NJ
"The process was quick and simple."
– Richard A.

4.8

Review Verified
Union City, NJ
"We had a great experience working with Matthew and the rest of the Churchill mortgage team. We received answers very quickly and we had a very smooth closing. Matthew helped us get everything in order so that that buying process was seamless."
– Nalia S.

5.0

Review Verified
Union City, NJ
"Matt was a delight to work with. He was so quick to respond to our many questions and was so very helpful throughout the entire process. I highly recommend him."
– Holly W.

5.0

Review Verified
Pelham, NH
"It was a smooth process. This is the third time I have refinanced/purchased a home and it was by far the easiest."
– Brady T.

5.0

Review Verified
Morganton, NC
"The process was simple and there was good communication throughout."
– Luke S.

5.0

Review Verified
Trenton, NJ
"Great experience with Matt. He was very helpful in every step of the process"
– Jonathan B.

5.0

Review Verified
Holly Springs, NC
"The only reason we are in our dream house right now is because of Matt and his team. They are the most hard working, efficient, and dedicated group of people I have ever worked with. From the beginning Matt made the process easy. He didn’t just return our phone call but responded with an entire video presentation explaining the different rates and options available to us. The service just got better and better after that. We got the an incredible rate, and the best support system in the buisnes"
– Christos Z.

5.0

Review Verified
Clifton, NJ
""
– Ian M.

5.0

Review Verified
Strafford, NH
"Matt is always available and always pushing to make things work. His hard work and dedication made my mortgage and my refinance super smooth. Matt is a wonderful customer service asset."
– Jonathan M.

5.0

Review Verified
Phillipsburg, NJ
""
– Michael K.

5.0

Review Verified
Hopatcong, NJ
"Presentation I received with all of my options was great. I had a stress free and easy experience. Everyone was helpful and great to work with."
– Lynda B.

5.0

Review Verified
Orlando, FL
"Matthew was very helpful and informative throughout the entire process."
– Christina T.

5.0

Review Verified
Knightdale, NC
"Matt was super responsive and willing to accomodate my unique situation. He was also very friendly and responsive throughout the entire loan process."
– Randall S.

4.5

Review Verified
Manchester, NH
"Matt was outstanding in his area of expertise & in explaining the detailed process of purchasing a home. He has the heart of a teacher, an honor Dave Ramsey distinguishes what separates the competent from the excellent. Thank you Matt, you & your team were wonderful to work with, & now- me & my family have a new home we can enjoy!!!"
– Mary C.

5.0

Review Verified
Huntersville, NC
"Smooth process"
– Andrew M.

5.0

Review Verified
Raleigh, NC
"Very fast responses on any and every question!"
– Bradley L.

5.0

Review Verified
Newton, NH
"Thorough, knowledgeable, efficient, easy to work with."
– Francis K.

5.0

Review Verified
Wilmington, NC
"All the staff that participated on my refinance were always very responsive to any questions I had and were very clear on everything that needed to be done. The closing portion was also seamless and easy. I highly recommend Churchill and Matthew!"
– Andrew G.

5.0

Review Verified
Hampstead, NC
"Communication, attention to detail, and the feeling that he/they actually cared about helping me."
– William N.

5.0

Review Verified
"The Great rating is because there are only three options with the next highest being "OK." I would have preferred a "Very Good" option. Matt's service, team efforts, communications, prompt responses are very good. The numbers in the MCD varied widely--a $1400 swing-- from the actual one and the one given only a day or so earlier. I was surprised the penultimate MCD did not more accurately reflect the additional closing costs within the Churchill family."
– Kevin S.

4.2

Review Verified
Corbin City, NJ
"Matt was very knowledgeable and made the process so easy. He returned phone calls immediately and the rest of his team and the app made this whole experience effortless. Thank you!"
– John M.

5.0

Review Verified
"Easy to work with and explained everything during each process of the mortgage application to closing!"
– Francesca C.

5.0

Review Verified
"Constant communication and answering questions before we asked. Ease of process made it easy to complete documents and utilizing a platform to e-sign documents during these unusual times! Great experience overall!"
– Rebekka H.

4.5

Review Verified
"Very simple and a pleasure to deal with, took much more time to explain info than most people."
– Leon C.

5.0

Review Verified
"I had a great experience."
– Ashley K.

3.0

Review Verified
"Great experience"
– Anthony H.

5.0

Review Verified
"My experience was GREAT because Matthew Ricci answered every question I had and never made me feel my question was irrelevant. His response time to all my emails was prompt and he impressed me with his knowledge. Matthew really made the refinancing of my home go very smoothly. I was most appreciative of his efforts and the time he gave to me and my financial questions. I will recommend him and Churchill Mortgage to my family members and friends. Wonderful experience. 😊"
– Debora R.

5.0

Review Verified
"Matt was the only mortgage broker/banker to really look at my financial situation. I have numerous tax deductions & he took the time to look at the WHOLE scenario even though I am self employed. I was refinancing my mortgage that I had been paying on, never missed a payment since 1998 & lowering my payment & have an excellent credit score & no other debts. He guided me thru the process as I am also not computer suave & all was done via the internet. I highly recommend Matt!!"
– Pamela R.

5.0

Review Verified
"Matthew is Very professional and have a lot of knowledge! Made the process easy and understandable."
– Marlon R.

5.0

Review Verified
"Matt was so helpful walking me through the refinance process. He pleasantly answered all of my many questions to put my mind at ease."
– Heidi L.

4.2

Review Verified
Bow, NH
"Matt was always available to answer any questions, very knowledgeable and pleasant to work with!"
– Ryan K.

5.0

Review Verified
"Easy process and signed all the closing documents at my house"
– David N.

5.0

Review Verified
"It was a pleasure."
– Rachel N.

4.8

Review Verified
"Initially there was an issue with communication. Once the issue was brought to the attention of Matt he reached out within minutes, provided me with his cell and would text and call with updates. The process was quick and easy. The presentation showing my options and all the details with each option made finding the right choice for me and my family very easy. I wouldn't go with any other lender for future refinances or new mortgages. Although they are a national lender, it had the local feel."
– Michael A.

5.0

Review Verified
"Very helpful and informative. Straightforward and kind!"
– Allison B.

5.0

Review Verified
"Matt and his entire team were great to deal with. They were prompt with communication and very knowledgeable. I’ve already given Matt’s website and email out to two friends. I’ve hesitated for several years to refi because of the process and this completely changed my perspective. Thank you, Matt!"
– Robert S.

5.0

Review Verified
"Very informative and did a great job explaining every step to us. Answered every question we had in a timely manner."
– Brandon B.

5.0

Review Verified
"FRom Mattś introductory video to closing, I can honestly state I felt valued as a loan consumer."
– Mark A.

4.5

Review Verified
"Matt knows his products and goes the extra mile to help you get the best rate and mortgage possible. He is pleasant and responsive and always makes you feel you are his only client. Thanks for all your help in getting our rate and mortgage payment lowered!!!"
– Sharon F.

5.0

Review Verified
"Great service and always looking to get us a fair deal!!"
– Ramy M.

5.0

Review Verified
"Very easy process"
– Trevor D.

5.0

Review Verified
"Matt, thank you for making it an easy decision to become a repeat customer!"
– Christopher B.

5.0

Review Verified
"Matthew is awesome, friendly, professional and knowledgeable. Was the easiest mortgage process I've ever had. Thanks for the help!"
– Marc H.

5.0

Review Verified
"Very easy process! Everyone I worked with was pleasant and kind"
– Jennifer X.

5.0

Review Verified
"Matt was efficient and to the point. Did not have to wait and any questions were promptly answered. His team was efficient and always available. It was a smooth and easy refinance process."
– Melissa N.

4.8

Review Verified
"He answered all my questions during accurately and timely"
– Brian M.

4.7

Review Verified
"Matt was available to us ANY TIME, answering all questions. He made this process a very positive experience for us as we are first time home buyers. He explained very thoroughly with detail the process and went over all of our financial information and mortgage options with us. He was really wonderful to work with and easy to talk to."
– Corey P.

5.0

Review Verified
"Matt pretty much , and the ease of working with his team"
– Nicholas P.

5.0

Review Verified
Sparta, NJ
"Matt is a great commutator, he is knowledgeable about the process, and always straightforward."
– Ravi K.

5.0

Review Verified
Taylorsville, NC
"Amazing service and great mortgage programs. No hidden fees or surprises."
– Jesse N.

5.0

Review Verified
Sparta, NJ
"Matt and Churchhill were great. They were super fast, responsive, and competent. We were ready to close when they said we would, and even our title company was impressed. I will never use anyone else."
– Meghan K.

5.0

Review Verified
Warwick, RI
"Friendly, fast, and patient. This was my first home purchase, so I had a lot of questions. I didn’t feel like I was an inconvenience when I asked them. :)"
– Joseph S.

5.0

Review Verified
"They care. The team is amazing! I know they cared because they always got back to me quickly if I had questions or requests for information. I felt like their only customer. And we meet Matt in person! He’s a stand up guy! 5 STARS!"
– Alyssa D.

5.0

"Great working with Matt!"
– Fabian H.

4.2

Review Verified
Andover, NH
"Matt was great throughout the whole process!"
– Thomas H.

4.0

Review Verified
"Anytime I had a question he or one of his team members quickly responded."
– Lauren R.

4.8

Review Verified
"The team was thorough and knew exactly how to handle our situation."
– Sarah M.

5.0

Review Verified
"It was seemless"
– Joshua Q.

4.8

Review Verified
"The presentation put together by Matt was unexpected, but exactly what we needed! It showed us our loan options, as well as what we could expect pay, which in turn helped us understand what we could afford. Matt was always accessible and insightful throughout the entire process, as was the entire Churchill Mortgage team. They made what we thought would be a stressful and difficult process, as smooth as can be. Thanks Matt!"
– Nicholas G.

5.0

Review Verified
"It was a very good experience for us. Matthew understands our current situation while doing Dave Ramsey´s baby steps. Definitely recommended."
– Jonathan L.

5.0

Review Verified
Lumberton, NJ
"Communication could have been much better. There were too many people involved in the process and I got different answers from each of them. Communication with our realtor was not always efficient. We were asked to submit things we had already submitted."
– Lisa K.

2.8

Review Verified
"We were referred to Churchill from Dave Ramsey. We were not disappointed. This is my second time working with Matthew Ricci. He is extremely easy to work with. We have already recommended him to others including my daughter. Thank you and God bless."
– Grace B.

5.0

Review Verified
"The great part of having Matt Ricci as your Morgage investor is he is a part of church hill morgage who support the Dave Ramsey theory. That is to get rid of your credit cards and save up with a emergency fund and, which we have. I have not owned a credit card for over 10 years, have no debt, own my cars, paid all my bill on time. I said all of that to say this, the great part is he will get you a loan with no credit score when all the rest will require a credit score. Thanks Matt Ricci"
– Jesse T.

5.0

Review Verified
"Matthew was professional and extremely knowledgeable. The transaction was seamless and couldn’t have gone smoother. I look forward to being able to refer friends and family to Matthew and his Team!"
– Michael H.

5.0

Review Verified
"Whole process was made easy especially doing two mortgages at one time"
– Eric B.

5.0

Review Verified
"Great follow through, I was keep informed at every strep, Our closing was so simple they came right to our house."
– Teresa C.

5.0

Review Verified
"This is not the first time I have refinance my residential home mortgage with Matt Ricci. From the very first time I found Matt to be very helpful, straight forward with facts and guidance. Matt never pressures you to commit to refi with him; but gives you the options for your consideration and ultimate decision. I have recommended Matt to other family members whose experience was very much the same as my own. I would recommend anyone to Matt."
– Mary A.

5.0

Review Verified
Voorhees, NJ
"Matt was always available to answer any questions we had. He was very personable and professional and very informative."
– Maurice P.

5.0

Review Verified
"Matt was very helpful upfront in helping us to determine the wisest budget for our home and after that he was very responsive and supportive in the whole process!"
– Amber G.

4.8

Review Verified
Bradenton, FL
"I trust Matt. He helped us before and now he is helping us with a refi and purchase. Matt is attentive and always available. He is very approachable and dependable. I am glad I have Matt for my mortgage needs. Thank you Matthew!"
– Grace B.

5.0

Review Verified
Berlin, NH
"Matt was great at guiding us through next steps of each part of the process. Each challenge wasn't treated as a surprise or an inconvenience but just as another detail. Matt and his team were attentive and thorough."
– Sarah M.

4.5

Review Verified
Berlin, NH
"Matt was extremely professional. He knew his stuff and was able to answer any questions we had in a timely manner. I would highly recommend him."
– Benjamin M.

5.0

Review Verified
"Matt was great to work with."
– Patricia P.

5.0

Review Verified
"Matt made the entire refinance process very easy for us. It was not at all stressful - he broke everything down, was very quick to respond, and patiently answered any questions we had. I would recommend Churchill Mortgage without pause to anyone looking to refinance."
– Lauren S.

5.0

Review Verified
"We LOVED the financial comparisons Matt was able to provide for us to see which houses and locations would be best suited for us. Matt was available for any and all questions and walked us through every step of the way with patience and knowledge. We felt that Matt was on our side, which is everything you want when taking out a mortgage!"
– Jill A.

5.0

Review Verified
"I appreciated the honest feedback, it made this process smoother and more comfortable."
– Joseph K.

5.0

Review Verified
"Matt and his team were friendly, informative and efficient. We enjoyed our experiences with them."
– Jennifer B.

5.0

Review Verified
"Matt’s team was patient and available during the entire process! They were clear with their communication and helpful when things didn’t always go as planned."
– Ryan M.

4.8

Review Verified
Melrose, MA
"Matt provided us with resources and financial advice early so we could be sure we were being wise in the price range we were considering. He was very responsive and helpful during our entire house buying process. We would highly recommend Churchill Mortgage and Matt Ricci in particular."
– Amber G.

5.0

Review Verified
"Helped me a lot. Nice guy too."
– Spiro D.

5.0

Review Verified
"The process was easy and straightforward. Matthew helped us understand the options and make the right decision for our family."
– John H.

4.8

Review Verified
"I was able to reach Matt and his team almost any time of day they were knowledgeable and very responsive never felt alone or abandoned throughout the process. This is the fourth time I have gone through the home buying process and I never new it could be so painless. The team was honest and forthright thanks to churchill and Matt"
– Michael D.

5.0

Review Verified
"Matt was so friendly, personal and helpful."
– John B.

5.0

Review Verified
Rochester, NH
"Matt was great to work with. His humor made the stress a little easier to deal with."
– Beth H.

5.0

Review Verified
Johnston, RI
"Matt always responded quickly and, most importantly, made himself available at unconventional hours. We appreciated his doing all that was required around our work schedules. It's always a chore to pull together the necessary documents for a transaction like this, but I have to say that everyone at Churchill made the process simple. Every person that worked on our loan kept the pace up not allowing anything to fall through the cracks and we were ready to close early."
– Deloris I.

5.0

Review Verified
Johnston, RI
"Was available when needed."
– William I.

4.8

Review Verified
"A"
– Christopher H.

5.0

Review Verified
"The team followed up and was very diligent in dealing with a difficult bank that was involved in the process."
– Brian B.

5.0

Review Verified
"Matt is incredibly down to earth and explains all the crazy mortgage stuff in simple terms that I could understand."
– Jason B.

4.8

Review Verified
"Awesome service from the get go !!!"
– John G.

5.0

Review Verified
Hamburg, NJ
"Was very quick to respond and always gave a great answer to the multiple questions I had."
– Ryan L.

5.0

Review Verified
"Mathew was always available and answered all our questions."
– Lisa M.

5.0

Review Verified
"Wife did most of the online communications."
– Albert R.

3.2

Review Verified
"Mathew Ricci is the best. He communicates quickly and honestly ensuring that there are no surprises along the way. I have worked with Matt twice over the years. The first time was when I secured my initial mortgage and he provided advice that allowed me to secure a 15-year fixed rather than a 30 year mortgage. I then called him again some time later when rates dropped and I was considering a refinance. Once again his advice saved us thousands of dollars and a couple more years off our term."
– Mark C.

5.0

Review Verified
"Communicated the numbers in an easy to understand manner. Was available to answer and address our concerns. He kept us informed of the process throughout the application and approvals."
– Michael C.

5.0

Review Verified
"Very happy with Matt!"
– Robert C.

5.0

Review Verified
"Matt Ricci is the ONLY mortgage broker we'll work now since our last 5 property transactions were all so fantastic. He goes above and beyond to help get details squared away and keep things moving. He's honest, extremely competent with understanding (and explaining) the most financially sound direction and SO FUN to work with - an absolute one of a kind. Churchill Mortgage in general is great but Matt is their key asset!!"
– Sandra W.

5.0

Review Verified
"Matthew was quick to retrieve the I formation I requested and the whole process was simple."
– Emily N.

5.0

Review Verified
"There were many moving parts and team members that helped along the way and ALL of them were very competent, efficient, and super helpful. I was very impressed by everyone’s professionalism! I have already recommended you to multiple friends that are trying to refinance their current mortgage-thank you for making this process seem so easy."
– Lucia G.

5.0

Review Verified
"Friendly and professional. Matt did a fantastic job and explained everything throughout the process very well."
– Jacob T.

5.0

Review Verified
"You did an awesome job talking my husband and I through our refinancing."
– Rebekah S.

5.0

Review Verified
"Quick response and attention throughout. Really appreciated the informative and visual breakdown of our options with the numbers displayed in a simple, easy to understand format. We felt as though our best interest was at the forefront through every interaction. Honesty and integrity were evident. Thank you!"
– Indisheila T.

5.0

Review Verified
"Matt was great to work with, from our initial consultation through closing he was informative and extremely responsive to all of our inquires. Thank you!"
– David S.

5.0

Review Verified
"He was responsive immediately on a consistent basis and i appreciated that. He was courteous as well."
– Magdalene E.

4.8

Review Verified
Rahway, NJ
"Matthew calm demeanor help us through this process and guided us through. We have never had done it without his wisdom."
– Edward E.

4.8

Review Verified
"There was no high pressure. Everything was very educational and informative. Our options were explained very clearly and questions were answered very well. The support staff was great. They made you feel like you had an entire team working for you."
– James F.

5.0

Review Verified
"The whole process felt comfortable and easy. I knew I was working with a knowledgeable professional that worked for a reputable company. My wife and I felt peace of mind that we were being taken care of and not being sold something. We were put into a product that fit our needs and saved us money. Thanks for all your help!"
– Timothy K.

5.0

Review Verified
"Setup was great loan process was great . But on closing and end of loan was very poor and very bad communication with me and getting things completed at closing . Your group hit it out of the park in beginning. But at the end really need to build communication bonds better with the customer. But overall very pleased . Thank you David & Debbie Beasley"
– Ralph B.

4.0

Review Verified
"From Day 1 of our home buying process, Matt was always available to answer our questions and communicate the next steps clearly with us. We wouldn't hesitate to use Matt again in the future."
– Kevin B.

4.8

Review Verified
"Communication style, clarity of presentation, detail of presentation, felt like I was speaking to someone who had my interests in mind."
– Kim B.

5.0

Review Verified
"Thank you"
– Daniel C.

5.0

Review Verified
"The process to refinance started back in February and then covid hit and the process slow down considerably do to my mortgage provider. However Matt was able to help us thru this process and by the end of May we were able to get the refinance that we desperately needed.. We were given up by Matt keep communicating with us during the process which was awesome..."
– Kevin O.

5.0

Review Verified
"Matthew's responsiveness, professionalism, and the whole team as well. Very smooth transaction."
– Daniel A.

5.0

Review Verified
"Matt impressed me from our very first conversation. He presented my options for refinancing our home in a clear and informative way that was easy to understand and took the stress off of making the decision. He was very pleasant and extremely knowledgeable About the refinancing process. He answered all of my questions and kept me informed of the next steps. I would recommend Matt to any of my friends looking to refinance their home loan."
– Alberto A.

5.0

Review Verified
"Super grateful for the help and the money saved! Matthew was pleasant, knowledgeable and quick to respond to my many questions throughout the process. So thankful!"
– Clara B.

5.0

Review Verified
"Quick and easy!"
– Patricia D.

5.0

Review Verified
"Matt was great to work with! Responsive, knowledgeable and personable - he helped make the refinance process quick and painless!"
– Jenny M.

5.0

Review Verified
St. Augustine, FL
"Matt's professionalism and fantastic sense of humor make the otherwise arduous mortgage process, extremely enjoyable. We keep on buying houses because we like working with Matt so much! Hands down the best mortgage guy we have ever worked with and we have worked with our share. When I think of what makes Churchill so great, I think of Matt Ricci."
– James W.

5.0

Review Verified
Rochester, NH
"."
– Niall O.

4.2

Review Verified
Clifton, NJ
"He was just very easy to work with and usually available when we needed him."
– Aaron R.

5.0

Review Verified
Wimauma, FL
"Matt was very professional and has excellent communication. He told us what to expect and laid everything out for us so we knew what we needed to to for a smooth transaction. I will definitely recommend Matt to others."
– Jacob T.

5.0

Review Verified
Clifton, NJ
"Thank you so much for your quick responsiveness and willingness to answer so many questions whenever they came up!"
– Rachel R.

5.0

Review Verified
"Unresponsive and careless. Churchill should be ashamed of having such a character on their team. Does not meet the expectations, does not respond to emails, does not respond to phone calls. Maybe he left the company, let me know."
– Lina G.

0.7

Northbridge, MA
"Matt gives his best consistantly! Matt always answered my questions (the same one's multiple times:p) with professionalism & patience! Matt has a kindness about him that really eases anxiety throughout the exciting, yet stressful process of home ownership! I trust Matt!....this is most important to me!"
– Robert C.

5.0

Review Verified
West Palm Beach, FL
"Matt was always responsive and accessible which made us feel supported in our first time homebuyer experience. He was always willing to work around our schedules to ensure we could connect when we had questions/concerns about the process each step of the way. He was patient and understanding each time we encountered challenges during our full year of home shopping and now as official homeowners, we are grateful for having chosen Churchill!"
– Leslie L.

5.0

Review Verified
Brentwood, NH
"Overall the whole team did a great job helping us. Especially during the worlds current pandemic."
– Kevin B.

4.8

Review Verified
Warwick, RI
"Very helpful throughout the process."
– Daniel S.

5.0

Review Verified
Boca Raton, FL
"Matt and the entire crew at Churchill Mortgage were amazing from the very first call all the way through the day of closing - their response was so fast and thorough- I would not use any other mortgage company - highly recommend Matt!"
– Paul T.

5.0

Review Verified
Saint Petersburg, FL
"Matthew was great. He explained everything thoroughly, was very responsive and when we ran into some issues with my credit score he worked hard to help me repair it."
– Helena K.

4.5

Review Verified
Pleasantville, NJ
"Matt and his team were awesome, from the loan application process all the way to closing. I couldn’t have asked for a better experience, purchasing a new home. I strongly recommend Matt and Churchhill Mortgage."
– James S.

5.0

Review Verified
Newmarket, NH
"Took the time and energy to work through the ups and downs after the lose of my husband. Would not be refinanced without him. Thanks Matt"
– Wendy D.

5.0

Review Verified
Rochester, NH
"Matthew was very informative and helpful. Thank you Matthew."
– David A.

5.0

Review Verified
Rochester, NH
"Matthew really listened to our financial goals and helped customize a loan option that would help us. He was available to answer our questions whenever we had them, and his team was excellent to process everything so quickly."
– Alane A.

5.0

Review Verified
Pleasantville, NJ
"Matt was very knowledgeable and patient with me from starting the loan process, to closing on the my home. He and the Churchill mortgage team worked together in a professional manner. Matt and the team where available and responsive to all of my phone calls and crazy questions. He truly has a heart of a teacher. I strongly recommend Matt and Churchill Mortgage."
– James S.

5.0

Review Verified
Northborough, MA
"This was my first house purchase, and Matt made it EASY for me by explaining every single detail on this process, since day one. All the communication was made via phone, or email. I was a bit of concern about this communication, but he made it feel as we were in office face to face, and it wasn't a problem at all. He was very easy to understand, and was prompt on any of my requests. Overall was a great experience. I will strongly recommend Matt to anyone. E.K."
– Ervin K.

5.0

Review Verified
Barnegat, NJ
"Matt was personal, honest, and quick to respond to help our family get a loan approval that suited us. We are thankful for the smooth experience!!"
– Nathan B.

4.8

Review Verified
Sewaren, NJ
"Honest and upfront with all information."
– John B.

5.0

Review Verified
Woodbury, NJ
"The best thing that I enjoyed about working with Matt and his group was that they never over complicated the process. They always presented the process as being very simple and it indeed was a very clean process. Buying a home can sometimes feel very overwhelming, but working with this group the process felt very clean and simple. I could not have asked for a more stress free experience than what they provided. The numbers were always very honest and there was never anything that was hidden."
– Nina L.

5.0

Review Verified
Trenton, NJ
"Churchill mortgage made the re-financing process easy and smooth. They communicated clearly and promptly each step along the way. They listened to my needs and desires as a potential client and I greatly appreciated their service."
– Jonathan B.

4.8

Review Verified
Pembroke Pines, FL
"Great personalized service!"
– Veronica O.

5.0

Review Verified
Emerson, NJ
"Matt is great and really understands the needs of his customers. One of the things that immediately set him apart was the way he went over at least 3 detailed options I could take to resolve my mortgage refinance and some other credit issues I had. The process was fast and reasonably hassle free. I have since made a few "nuisance" calls to him to ask for calcification when I was nervous about the outcome or with help for the closing and each time he was instantly available and politely helped."
– Ralph V.

4.8

Review Verified
Pembroke Pines, FL
"Matt was available around the clock and took the time to answer any/all questions we had."
– Steven O.

5.0

Review Verified
Pompano Beach, FL
"Matthew Ricci was my only port in, what felt like, a storm of purchasing a home."
– Pierrot N.

5.0

Review Verified
Richmond, RI
"I was looking to refinance. I had recieved an offer from my current mortgage provider. After weeks of calling and talking to multiple people who promised me someone would get back to me but never did, I decided to call Matt at Churchill. Immediately he began to take care of me, implementing loans that we have learned about in Dave Ramsey's Financial Peace University. Matt was able to get me the rate I wanted and answer my million questions along the way. Highly recommend. Thanks again!"
– James W.

5.0

Review Verified
Rahway, NJ
"I had many questions, but never ever was I received and addressed with anything other than knowledgeable and courteous service. If I need to ask a question a thousand different ways to satisfy my own need of understanding, Matt Ricci called, emailed and called again to ensure that I felt comfortable and satisfied every step of the way. He’s TOPS!!!"
– Margarita S.

5.0

Review Verified
Jackson, NJ
"When choosing to refinance our home I worked with 5 different banks and credit unions trying to get the interest rate, lowest closing cost and the overall best deal. Matt Ricci stood out from the others right away. Matt really took his time to explain the whole process and simplified it so that we truly understood every detail. He was always their to answer all of our questions and put us at ease during our refinancing process. He also gave us sound advice helping us save money. Thank you Matt R"
– Daniel G.

5.0

Review Verified
Mahwah, NJ
"My experience working with Matt was very educational and pleasant. I was surprised at how seamless the process was!"
– Kevin S.

5.0

Review Verified
Gilford, NH
"."
– Jennifer S.

5.0

Review Verified
Rutherford, NJ
"Matt was very helpful during our home purchase. He always made sure to follow up with us and kept us informed during every step. I would recommend him to my family and friends."
– Valerie B.

5.0

Review Verified
Rutherford, NJ
"."
– Derek M.

5.0

Review Verified
Gilford, NH
"Matt is great with timely communication & answering any questions during the process. Customer service 110%!"
– Eric S.

5.0

Review Verified
Salem, NH
"Always pleasant, informational, and great to work with. Till next time Matt!"
– William H.

5.0

Review Verified
Everett, MA
""
– Collin G.

4.5

Review Verified
Lancaster, MA
"Matt was extremely helpful in the purchase of our new home - getting forms to us on time, constantly touching base with us to make sure we understood what we were signing and why, keeping us updated on the progress, etc. Furthermore, he was down-to-earth and seemed genuinely interested in making the mortgage process as easy and pain-free for us possible. I would definitely recommend Matt and Churchill Mortgage to anyone in the market for a new home and hope to work with him again in the future."
– Christopher P.

5.0

Review Verified
Nutley, NJ
"."
– Jill K.

4.8

Review Verified
Bridgewater, NJ
"From the beginning, Matthew has been great in this process. He took the time to understand our situation and come up with the financing plan that would help us. We appreciated that he took the extra time to explain our options. He also didn't use high-pressure sales tactics on us as we decided on which company to go with. He was always available for questions either via email or on the phone. His response was excellent - very quick and thorough."
– Albertina C.

5.0

Review Verified
Oxford, MA
"Matthew did a really great job with us during the initial communication and breakdown of the loan estimates!"
– Joshua P.

4.2

Review Verified
Laconia, NH
"Matthew is knowledgeable, patient and helpful throughout the entire process."
– Erica D.

5.0

Review Verified
Cranston, RI
"Working with Matt is an extremely easy and seamless process. He does all of the leg work and researches all avenues for the best possible outcome for the consumer. I would 100% recommend Matthew Ricci who is in need of lending for a future home."
– Kalena S.

5.0

Review Verified
Hudson, FL
"This was by far the easiest, smoothest and best experience we have had with a mortgage company. I see why Dave Ramsey recommended Churchhill. Thank you! The Templetons"
– Brian T.

5.0

Review Verified
Peterborough, NH
"Matt was always upbeat and got back to me quickly when I had questions. He was patient, helpful, and humorous. He made the entire process run smoothly. Thank you!"
– Lara K.

5.0

Review Verified
Port Murray, NJ
"Matt was a great guide as a first time home buyer. As part of the Dave Ramsey ELP program he wasn’t pushy on increasing the amount of house I buy."
– David L.

4.8

Review Verified
Oxford, MA
"Matt was very responsive, always answering our questions quickly and making sure we knew no question was too small for him to take the time to discuss with us. We really appreciated having him to navigate the mortgage process with us."
– Rachel P.

4.7

Review Verified
Auburn, NH
"."
– Lori C.

5.0

Review Verified
Auburn, NH
"NA"
– Baxter C.

5.0

Review Verified
Boonton, NJ
"Matt was extremely helpful, thorough, and responsive. My biggest pet peeve is people who just don't respond. Even if he didn't have the answer right away, he gave the courtesy of responding and then going and getting the answer. The process couldn't have been smoother."
– Richard C.

5.0

Review Verified
Concord, NH
"."
– Scott F.

4.8

Review Verified
Rockaway, NJ
"Kind,friendly,professional service. Very easy process. I will spread the word."
– Raymond S.

5.0

Review Verified
Swedesboro, NJ
"."
– Heike W.

5.0

Review Verified
North Hampton, NH
"."
– Earl C.

4.8

Review Verified
Oak Ridge, NJ
"I liked how responsive the Churchill team was to my questions and I also like that the notary came to us."
– Meghan K.

5.0

Review Verified
Wildwood, NJ
"Amazingly simple process from beginning to end...kept waiting for the "problems" to arise and they never did! How refreshing! Will certainly be my first stop in the future should the need ever arise. Thank you!"
– Steven F.

5.0

Review Verified
Oak Ridge, NJ
"Matt was incredibly responsive and helpful with all of my questions. We chose to go with Churchill and Matt because we felt that we were in good hands, he is very personable and down-to-earth."
– Ravi K.

5.0

Review Verified
Danville, NH
"."
– Matthew S.

5.0

Review Verified
Vero Beach, FL
"Great Communication for an important transaction. Thank you."
– Angela L.

5.0

Review Verified
Springfield, MA
"Matt made this whole experience of refinancing the easiest! Start to finish about 3 weeks! Minimal paperwork! Thanks Matt!!!"
– Lucy C.

5.0

Review Verified
Little Egg Harbor Twp, NJ
"Matt was a pleasure to work with. He always answered any questions we had in a timely manner, and kept us updated through every step of the process."
– Jonathan C.

5.0

Review Verified
Little Egg Harbor Twp, NJ
"."
– Dorothy Louise C.

5.0

Review Verified
N Kingstown, RI
"Matt had worked with my wife and I over several months and he was always there every step of the way! He always had an answer for any questions I had. I would absolutely work with him again in the future."
– Michael R.

5.0

Review Verified
Worcester, MA
"He was very patient with me guided me all through,very pleasant an my sister will soon call him to refinance refferd her all ready Thx much"
– Jane M.

5.0

Review Verified
Madbury, NH
"Matt was nothing short of exceptional. I have bought 5 houses in my lifetime and have never experienced customer service like his. His calm demeanor, reassuring approach and unbelievably efficient response time to any question, made my experience much calmer than it might have been. Both the closing attorney and my realtor commented on the positive experience they had with their contact with Matt which I expect may result in referrals of future customers."
– Christine B.

5.0

Review Verified
Epsom, NH
"We have worked with Matt over several years, both with our previous home and our new one. We would not choose to work with any other mortgage broker. Matt has been especially patient, supportive and professional throughout every part of the process on our recent purchase, and we couldn't be happier! Thank you Matt and Churchill Mortgage!"
– Heather C.

5.0

Review Verified
Spring Hill, FL
"Matt was responsive, upbeat, and easy to talk to. He'd always get back to me quickly with the answers to my questions. He made this process effortless."
– Anthula D.

5.0

Review Verified
Keyport, NJ
"Matt was such a great and friendly resource. Easy to talk to and very knowledgeable for me, a first time home buyer. Took the stress out of the loan process and made what seems to be a large task to something simple!!!!"
– Danielle S.

5.0

Review Verified
Chesterfield, NH
"Matt was fantastic from start to finish. From house-hunting to closing, we bought a house in less than a month. He was so organized and efficient. He was always available to answer questions and explain everything to us. Had the best, most positive experience and would highly recommend!"
– David P.

5.0

Review Verified
Debary, FL
"Matt was very hands-on even with being so far away physically. Helpful information and always seemed to have the answer. He worked with everyone in the party quickly and with much grace. Highly recommend."
– Jennifer E.

5.0

Review Verified
Warwick, RI
"Quick and Easy"
– Michael C.

5.0

Review Verified
Carlstadt, NJ
"Matt is very informative and when he tells you he is going to do something, he does it in a timely manner. He is extremely knowledgeable and educated me throughout the entire process making the process extremely easy and painless."
– Eric J.

5.0

Review Verified
Carlstadt, NJ
"We had a wonderful experience working with Matt. He is a master at what he does and we will be recommending him to all of our friends. We are extremely happy and grateful for his time and expertise in helping us get our mortgage. He is an absolute pleasure to work with. Thanks Matt!"
– Maria J.

5.0

Review Verified
Plymouth, MA
"Matt offered a level of assistance that you rarely see today. It can be difficult to navigate buying a home for the first time. He provided a solution for ever question or concern no matter how big or small. He was very easy to reach. Working with people like this make the experience so much easier."
– Michael B.

5.0

Review Verified
Seabrook, NH
"Mark & I were lucky and very grateful to have Matt Ricci in our own corner during this crazy real estate market search for a new home. He not only helped us secure a great mortgage (VA), he literally became our sounding board when we were concerned, confused, and just plain aggravated by the market. We really don't know if we could have gotten through this process without him & his guidance. We have & will continue to refer anyone who needs a "great" mortgage representative in their corner."
– Mark R.

5.0

Review Verified
Blairstown, NJ
"Matt Ricci was recommended to us by our realtor at Berkshire Hathaway, he came highly recommended, which was super helpful, but like anything, you're always a bit skeptical. After my first conversation with Matt, I knew we'd be working with him. He held my hand all the way from Rhode Island and got us through, talked me through every doubt and question, and had a great bedside manner - firm, fair, and understanding."
– Jason R.

5.0

Review Verified
South Chatham, MA
"He called us back promptly or texted. Walked me through an online issue step by step after hours. Knew we were following Dave Ramsey and respected that. When I questioned if we should take money out to pay off debt he walked me through why it would not be the best move financially. Our debt will be paid off in a year and he reminded me to be patient. He was really easy to talk to and funny. Also the refinance process was so easy!!!!"
– Jean C.

5.0

Review Verified
South Chatham, MA
"Matt was very responsive. He was very informative and made this process run extremely smooth. Without a doubt this was the quickest and easiest refinance that we have done. Matt took the time to speak with my wife and I about the process and our goals/purpose for the refi. He understands the Dave Ramsey principles we were trying to follow and made sure that this refinance lined up with them. Thank you to Matt Ricci and everyone over there at Churchill Mortgage for everything you do."
– Brian S.

5.0

Review Verified