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How to time the market

Matthew L. Ricci M.B.A

Published 6 months ago

A new look at market timing and how to protect your investment for consumers, mortgage lenders, and realtors alike!

Recent Reviews

Louis J.
Verified

"Very helpful in an unusual situation."

5.0

Brandon S.
Verified

"Matthew Ricci is 10/10"

5.0

Keith A.
Verified

"Very easy to work with made things fast and headache free"

5.0

Tamara L.
Verified

"Fast and easy"

5.0

Rachel G.
Verified

"Matt was extremely helpful throughout the entire home buying experience for our family. In addition, he was extremely prompt and responsive to any questions/comments/ concerns or documents needed. Matt was extremely helpful with providing visuals and mathematical breakdowns to our mortgage range we were working within. My husband and I would absolutely recommend working with Matt to our family and friends who plan to buy their home in the future!"

5.0

Tonya K.
Verified

"Matthew and his staff were very efficient and made this process so incredibly easy."

4.0

Sharon M.
Verified

"Excellent communication and quick processing."

5.0

Elizabeth P.
Verified

"Matt made sure that we knew what was needed each step.of the way and kept in constant communication with us throughout the process."

5.0

Anna E.
Verified

"Matthew did a great job of explaining the process to us as first time homebuyers, and the team was incredibly responsive"

4.0

Lisa M.
Verified

"Matt was truly transparent in all he conveyed through my refi process. Integrity and Honesty are what helped me make my decision to go with Matt and Churchill Mortgage"

5.0

Charles T.
Verified

"As a first time home buyer it was alot of paperwork and dealing with things I've never heard of before but i was able to ask questions and get understanding."

4.0

Caroline S.
Verified

"Being a first time homebuyer, we obviously had plenty of questions and Matt was always there for us. He is incredibly knowledge and makes you feel like family. I am very happy to have has him on our team during this process and would recommend him over and over again."

5.0

Richard H.
Verified

"He was very helpful and patient while we tried to gather the docs needed to complete the refi"

5.0

Charles T.
Verified

"Matt was always quick to reply and provide honest consultation. I felt he was looking out for me!"

5.0

Daena B.
Verified

"Great customer service. Personal attention. Fast turnaround. Straightforward."

5.0

Robert M.
Verified

"Dude was good. Plus he texted back right away. Surprisingly a pleasant experience with never actually meeting him in real life."

5.0

David G.
Verified

"Good communication and comfort. Matthew responded quickly to all questions and concerns."

4.0

Karen A.
Verified

"Easy to understand information. Answered questions quickly Closed Fast. Thank You"

5.0

Jamie J.
Verified

"Everything"

4.0

National Rate Averages

Conf. 30Y Fixed

3.27%
-0.027

FHA 30Y Fixed

3.384%
-0.028

Jumbo 30Y Fixed

3.244%
0.044

Rate averages are calculated from actual locked rates. Learn more.

Churchill Mortgage Herndon

Company NMLS#

AL
  • Equal Housing Opportunity Logo

*Disclosure
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The results above are based on (i) information provided by you, (ii) estimates of interest rates, closing costs, and other amounts, (iii) currently available loan programs and (iv) information and assumptions that may or may not have been previously discussed with your Home Loan Specialist, all of which might change over time. The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice.

Additional license information: FL-LO61430; MA-MLO54786; NH-N/A; NJ-0804714; RI-N/A; NC-I-189169

The monthly payment amount shown may include principal and interest only. Your actual monthly payment may be higher if mortgage insurance and/or an escrow/impound account is established or required. Your APR will vary based on your final loan amount and finance charges. This is not a credit decision or a commitment to lend. Company NMLS ID # 1591 (www.nmlsconsumeraccess.org); (www.nmlsconsumeraccess.org)

Company NMLS ID # 1591 (www.nmlsconsumeraccess.org); AL-20934; AK-AK1591; AR-32094; AZ-0926494; CA-4131256, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; CO-Mortgage Company Registration, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; CT-ML-1591; DC-MLB1591; FL-MLD1264; GA-23146; ID-MBL-8038; IL-MB.6760685, Illinois Residential Mortgage Licensee, Department of Financial and Professional Regulation; IN-10930 & 10931; IA-2009-0009; KS-MC.0025136, Kansas Licensed Mortgage Company; KY-MC19522; LA- Residential Mortgage Lending License; MA-Massachusetts Mortgage Lender License #ML1591; MD-18840; ME-Churchill Mortgage Corporation, Supervised Lender License NMLS # 1591; MI-FR0019728 & SR0014889; MO-19-2136, 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MN-MN-MO-1591; MS–1591; MT-1591; NC-L-144110; ND-MB103110; NE-2037; NH-Licensed by the New Hampshire Banking Department 21382-MBS; NJ-Licensed Mortgage Banker by the NJ Banking and Insurance Department; NM-03780; NV-5187; OH-RM.850178.000; OK-MB002527 & ML002574; OR-ML-5134; PA-41761, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; RI-20173440LL; SC-MLS-1591; SD-ML.05137; TN-109305; TX-Mortgage Banker Branch Registration; UT-11711076; VA-MC-5222, Churchill Mortgage Corporation of TN; VT-7009; WA-CL-1591; WV-ML-34919; WI-1591BA & 1591BR; WY-2516; Tel 888-562-6200; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; All other states, Churchill Mortgage Corporation

Matthew Louis Ricci NMLS ID: 54786; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID # 1828948; FL-LO61430; MA-MLO54786; NC-I-189169; NH-Licensed by the New Hampshire Banking Department, 54786; NJ-0804714, licensed by the N.J. Department of Banking and Insurance; RI-Mortgage Loan Originator License, Licensed under Rhode Island Licensed Lender License; 63 Sockanosset Cross Rd., Ste 2A OFC 7, Cranston, RI 02920-5557, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender.

© 2021 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org